NOTICE TO CLIENTS AND POTENTIAL CLIENTS: We remain available to serve our clients and potential clients during the COVID-19 pandemic. We work through telephonic and internet platforms to serve you.
A law is valuable, not because it is a law, but because there is right in it.
– HENRY WARD BEECHER, Life Thoughts
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Your Justice Is Our Priority
Our bankruptcy and debt lawyers in Lakewood seek to protect your rights. We work with State and Federal law. We have a long record of success in everything from real estate to business law.
Primary Practice Areas
Bankruptcy
Our bankruptcy lawyers in Lakewood focus on chapter 7 liquidation bankruptcy, for individuals, couples, and companies. Chapter 7 is the liquidation of personal debt, or for companies that are going out of business. Learn More
Debt Issues
Every bankruptcy involves debt, but not every debt is appropriate for bankruptcy.
Credit cards, for as little as $1,000 in debt can generate lawsuits by the lenders are there collection agencies. Learn More
Fair Lending
All laws administered by National Banks are researched subject to anti-discrimination laws, passed by Congress and signed by the President. However, lenders are not always observant of these laws. Learn More
Real Estate and Business Law
The firm has over 30 years experience in litigation, representing clients large and small. The Firm has enjoyed success in litigation and several different fields. Learn More
Primary Practices
Debt, real estate, and bankruptcy, all meet up at the junction of loan fairness, ability to pay, and state and federal regulations. Our debt and bankruptcy lawyers in Lakewood seek to vindicate your rights in business and real estate law.
To save your home, don’t go it alone.

Contact Us About Your Case
From Our Clients*
*As with anything, these previous results do not result in a guarantee of success in any future case, because each borrower, and each case, is different.
The US Trustee would have sold our house in the bankruptcy. Through Mr. Wiggins we were able to procure a loan to pay off the equity. We kept our house and discharged the unsecured debt.
We are grateful to Mr. Wiggins for helping us keep our home.
I’m glad Mr. Wiggins was fighting for us. We knew that the other side could have an army of attorneys going after us as soon as we went to court. But he thought the case would go away. He was right. The debt was dismissed. We are very grateful.
The US trustee wanted to take away all of our life insurance. Mr. Wiggins was able to convince him that the life insurance was fully exempt.
He was able to protect this valuable asset.
The case proceeded exactly as Mr Wiggins outlined. I was able to recover a large amount of mortgage overpayment. It was awesome.
Recent News
COURT OF APPEALS: The Bankruptcy Code Voids the Tax Sale
In a case in which the unanimous judges of the 6th Circuit Court of Appeals (Chicago) may well have thought “We can't believe we're doing this,” said Court of Appeals voided a tax sale, where the debtor filed for Chapter 13 bankruptcy within 90 days of the sale’s...
THE ZOMBIE MORTGAGE APOCALYPSE, PT. I
After 9/11, President Bush encouraged Americans to go out and spend money to keep the economy going. One of the results of this, was a housing bubble. This was encouraged not only by the housing and lending industries themselves, but by top levels of government, and...
The (Car) Accidental Debtor/Plaintiff
According to the glossary maintained by the Administrative Offices of the United States Courts, the term “bankruptcy estate” is defined as: “All legal or equitable interest of the debtor at the time of the bankruptcy filing. The estate includes all property which the...

Let’s Work Together
Proud to serve as a “debt relief agency,” assisting individuals, couples and companies filing for bankruptcy under Title 11 of the United States Code, and those seeking loan repayment/debt relief assistance, pursuant to state and federal law, such as Title 15 of the United States Code.









